SBI Q3 Profit Up 13% to ₹21,317 Crore on Solid Performance
SBI Q3 Profit Up 13% to ₹21,317 Crore on Solid Performance
State Bank of India posts a 13% rise in Q3 consolidated net profit to ₹21,317 crore, with robust standalone earnings and improving asset quality.
State Bank of India reported its Q3 results for the quarter ended December 31, 2025, showing a 13.06% jump in consolidated net profit to ₹21,317 crore. The bank had earned ₹18,853 crore in the year-ago period and ₹21,137 crore in the preceding September quarter.
On a standalone basis, SBI's net profit rose 24.48% to ₹21,028 crore from ₹16,891 crore a year ago. Total income on a standalone basis rose to ₹1,40,915 crore from ₹1,28,467 crore, while expenses increased to ₹1,08,052 crore from ₹1,04,917 crore in the year-ago period.
Asset quality improved, with gross non-performing assets (NPAs) at 1.57% of gross advances as of December 31, 2025, down from 1.73% in September. Provisions for bad loans stood at ₹4,507 crore, higher than ₹911 crore a year earlier.
Capital adequacy remained solid, with the overall capital adequacy ratio at 14.04% as of December 31, 2025 and a core buffer of 10.99%. The numbers underline SBI's ongoing strength as the country’s largest lender, supported by growth in total income and improved asset quality, even as expenses rise marginally.
Investors will watch quarterly trends for hints on lending momentum and capital deployment going forward.
